CLIENT AGREEMENT

Service «LET'S TALK MONEY»

This Agreement governs the relationship between Self-Employed Ivanov (hereinafter — the "Company") and an individual registered on the Company's website (hereinafter — the "Client"), collectively referred to as the "Parties."

1. GENERAL TERMS OF SERVICE PROVISION
1.1. The Company provides the Client with software in the form of a trading advisor, hereinafter referred to as the "Copier", for installation on the Client's MetaTrader 4 (MT4) and MetaTrader 5 (MT5) terminals.

1.2. The Client undertakes to provide the Company with the trading account number before installing the Copier. The Client is responsible for the accuracy of the provided account number.

1.3. The Client independently downloads and installs the Copier on their trading terminal using the instructions provided by the Company in the personal account. After installing and launching the Copier, the Client independently activates the automatic copying function. The Copier installed on the Client's side replicates trades from the Company's master account to the Client's account, provided that a stable internet connection is available.

1.4. To familiarize the Client with the functionality of the Copier, the Company provides free demo access for 5 (five) trading days. During the demo period, signal copying is performed on the Client's real account with any deposit size.

1.5. After the end of the demo period, in order to continue automatic copying, the deposit amount on the Client's account must meet the following requirements:

at the beginning of the first month of operation — at least 1,000 (one thousand) US dollars (or the equivalent in another currency at the current exchange rate);

at the beginning of the second month of operation — at least 1,500 (one thousand five hundred) US dollars;

at the beginning of the third month of operation — at least 2,500 (two thousand five hundred) US dollars;

at the beginning of the fourth and subsequent months of operation — at least 4,000 (four thousand) US dollars.

For accounts opened in Russian rubles, the minimum amount must be equivalent to the above amounts in US dollars at the current exchange rate at the time of verification.

1.6. If the Client's deposit does not meet the required amount, the provision of the Company's services shall be automatically suspended.

1.7. To achieve the best result, the Client must ensure the possibility of round-the-clock trading on their trading account. Installing the Client's trading terminal on a VPS server is a mandatory condition.

1.8. It is prohibited to run any additional software, including other advisors or scripts, on the terminal connected to the Client's trading account on which automatic copying is performed. If such software is detected, the Company has the right to suspend copying.

1.9. The Client has the right to perform manual trading operations on their account; however, the Client independently bears responsibility for all consequences of such operations, including losses. Manual operations must not interfere with the operation of the Copier. If the Company detects that manual interference makes further correct copying impossible (for example, opposing positions are opened, limits are exceeded), the Company has the right to suspend the provision of services.

1.10. During automatic copying, opening additional trading terminals with the same trading account on the Client's account is prohibited. If two or more open terminals with the same trading account are detected, the Company has the right to stop copying on that account.

1.11. The Copier is intended for installation on only one trading account. If the Client has several trading accounts, the Copier must be installed separately on each account.

1.12. The transfer by the Company and the Client of their rights and obligations under this Agreement to third parties is not permitted.

2. TERMS OF PAYMENT FOR SERVICES
2.1. An individual personal account is created for each Client, through which payment for services, income monitoring, control of the settlement period, and access to the referral program are provided.

2.2. The main settlement period is 5 (five) trading days: from Monday 00:00 to Friday 20:30 according to the Company's server time. An additional settlement period is a calendar month.

2.3. The Company's main remuneration:

for accounts opened with brokers outside the Russian Federation — 30% (thirty percent) of the net profit received on the Client's account during the 5-day settlement period;

for accounts opened with brokers under the jurisdiction of the Russian Federation — 50% (fifty percent) of the net profit for the 5-day settlement period.

Net profit for the period is calculated as the positive difference between the account balance at the end of the period and the balance at the beginning of this period. If the balance at the end of the period does not exceed the balance at the beginning, no remuneration is accrued.

2.4. Additional remuneration based on monthly results:

for accounts with brokers outside the Russian Federation, in addition to the main payments, remuneration is accrued if the account's monthly return exceeds 30% (thirty percent);

the monthly return is calculated as the percentage ratio of net monthly profit to the account balance at the beginning of the month (taking into account deposits and withdrawals, if any);

the additional remuneration is 0.3% (zero point three percent) of the net monthly profit for each full or partial percentage point of return above 30%.

Example of calculating additional remuneration:
If the monthly return is 45%, the excess over the 30% threshold is 15 percentage points. Additional rate = 15 × 0.3% = 4.5% of monthly profit. With a monthly profit of 10,000 USD, the additional remuneration = 10,000 × 4.5% = 450 USD.

2.5. General limitation on the amount of remuneration:

the total amount of all Company remuneration accrued for a calendar month (main payments for 5-day periods and the additional monthly payment) may not exceed 50% (fifty percent) of net monthly profit;

if the calculated amount exceeds the specified limit, the additional remuneration shall be reduced so that the total amount does not exceed 50%.

2.6. Payment procedure:

the main remuneration is payable within 2 (two) business days after the end of each 5-day period;

additional remuneration is payable within 3 (three) business days after the end of the calendar month;

payment is made through the personal account using available payment methods;

if payment is not made within the established period, the Company has the right to suspend the provision of services (signal copying) until the debt is repaid.

2.7. Account monitoring:

The Company performs automatic monitoring of the Client's trading account status by means of software for calculating remuneration. The Client consents to such monitoring within the framework of this Agreement.

2.8. All settlements are made in the currency of the Client's account or in another currency as agreed by the Parties.

2.9. When calculating net profit for determining the Company's remuneration, only trades opened and closed automatically by the Copier are taken into account. Trades made manually by the Client and their financial result are not taken into account and do not affect the amount of remuneration. If manual trades resulted in losses, the Client is not released from the obligation to pay remuneration accrued for profit received from automatic trades.

3. REFERRAL PROGRAM
3.1. The Client has the right to participate in the Company's referral program. The amount of referral remuneration is from 5% (five percent) of the income of the attracted Client (referral) for the settlement period and depends on the referral's deposit size, as well as other conditions determined by the Company.

3.2. The specific amount of referral remuneration is established individually by concluding a separate agreement on participation in the referral program.

3.3. To obtain information on the applicable remuneration amount, contact us via the feedback form on the Company's website.

3.4. Remuneration is accrued at the end of each settlement period, provided that the referral's income is calculated in accordance with the rules specified in Section 2 of this Agreement.

4. TERM OF THE AGREEMENT
4.1. This Agreement comes into force upon completion of the Client's registration on the Company's website and remains in effect until terminated by the Parties.

4.2. Each Party has the right to terminate the Agreement by notifying the other Party at least 3 (three) calendar days before the end of the current trading period.

4.3. Termination of the Agreement does not release the Client from the obligation to pay for services rendered before the moment of termination.

5. FORCE MAJEURE
5.1. In the event of force majeure circumstances — the impossibility of full or partial performance by either Party of obligations under this Agreement, namely: floods, wars, terrorist acts, natural disasters — the performance of obligations under this Agreement shall be suspended for the duration of such circumstances.

5.2. The Party for which the impossibility of fulfilling obligations under the Agreement has arisen must notify the other Party of the occurrence and termination of such circumstances by email no later than 3 (three) days from the beginning of these circumstances.

5.3. Technical failures on the side of the broker, internet provider, VPS server, equipment or software of the Client, as well as actions of third parties, are not considered force majeure unless they make the performance of obligations impossible. Responsibility for such failures is governed by Section 7 of this Agreement.

6. DISCLAIMER AND RISK WARNING
6.1. The Company provides exclusively information and technical services for providing access to the automatic trade copying service and is not a forex broker, forex dealer, investment adviser, or trust manager. The Company does not accept the Client's funds and does not provide individual investment recommendations.

6.2. All information published on the Company's website is for informational purposes only and does not constitute an offer to make trades.

6.3. Trading in financial markets carries a high level of risk, as it is associated with margin trading products. High leverage can increase both profits and the risk of losses; therefore, such trading may not be suitable for all investors due to the possibility of losing all invested funds.

6.4. The Client is advised not to invest money they cannot afford to lose. Before starting to trade in the Forex market, the Client should ensure that they fully understand all the risks associated with trading and consider their investment objectives and level of preparation. The Client may seek independent financial advice.

7. LIMITATION OF LIABILITY
7.1. The Company shall not be liable for losses or lost profits arising as a result of:

technical failures on the side of the broker where the Client's account is opened;

interruptions in the operation of the internet connection, VPS server, equipment or software of the Client;

delays in signal transmission, slippage, requotes, differences in quotes among different brokers;

actions or inaction of the Client, including violation of the prohibition on the use of additional software or opening additional terminals;

non-compliance of the minimum deposit size with the requirements specified in clause 1.5 of this Agreement.

7.2. The Client independently bears responsibility for all trades opened on their account as a result of signal copying and for compliance with the terms of their chosen broker.

8. PERSONAL DATA PROCESSING
8.1. Processing of the Client's personal data is carried out in accordance with the Personal Data Processing Policy, which is Appendix No. 1 to this Agreement.

8.2. By registering on the website, the Client consents to the processing of their personal data to the extent necessary for the provision of services under this Agreement.

9. DISPUTE RESOLUTION
9.1. All disputes and disagreements arising from this Agreement or in connection with it shall be resolved by the Parties through negotiations.

9.2. The Party with claims shall send the other Party a written notice (claim) to the Company's email address specified in the details.

9.3. The Party receiving the claim must consider it and send a reasoned response within 10 (ten) business days from the date of receipt of the claim.

9.4. Compliance with the claim procedure is mandatory for the Parties.

9.5. The relations of the Parties under this Agreement shall be governed by the law of the country of the Company's location, unless otherwise provided by mandatory norms of the Client's country.

10. MISCELLANEOUS
10.1. This Agreement is a public offer. Acceptance of the offer is deemed to be the completion of the Client's registration on the Company's website.

10.2. The Company has the right to amend this Agreement by notifying the Client through the website or personal account at least 3 (three) calendar days before the changes come into force. Continued use of the service after the changes come into force constitutes the Client's acceptance of the new version.

10.3. All appendices and supplementary agreements are an integral part of this Agreement.

Company details:
Self-Employed Ivanov
INN: 7704848511
Email: info@mylitemoney.com

APPENDIX No. 1

PERSONAL DATA PROCESSING POLICY

1. General provisions

1.1. This Personal Data Processing Policy (hereinafter — the "Policy") is developed in accordance with Federal Law No. 152-FZ of 27.07.2006 "On Personal Data" and determines the procedure for processing and protecting personal data of individuals registered on the Company's website (hereinafter — "Clients", "Subjects of personal data").

1.2. The operator of personal data is Self-Employed Ivanov, INN 7704848511, email: info@mylitemoney.com (hereinafter — the "Company").

1.3. This Policy is an integral part of the Client Agreement and is publicly available on the Company's website.

2. Composition of personal data

2.1. The Company processes the following personal data of Clients:

last name, first name, patronymic (if available);

country of residence;

email address;

phone number (if provided);

trading account number;

other data that the Client voluntarily enters into forms on the website.

3. Purposes of personal data processing

3.1. Personal data processing is carried out for the purposes of:

performance of the Client Agreement to which the Client is a party;

provision of information and technical services for automatic trade copying;

calculation and invoicing of remuneration;

provision of technical support and feedback;

participation of the Client in the referral program (if desired).

4. Legal grounds for processing

4.1. Personal data processing is carried out on the basis of:

the consent of the personal data subject to the processing of their personal data provided during registration on the website;

conclusion and performance of the Client Agreement.

5. Procedure and conditions of processing

5.1. Personal data processing includes collection, recording, systematization, accumulation, storage, clarification (updating, modification), extraction, use, depersonalization, blocking, deletion, and destruction.

5.2. Processing is carried out with and without the use of automation means, in electronic form.

5.3. The Company takes the necessary organizational and technical measures to protect personal data from unauthorized access, destruction, modification, blocking, copying, and distribution.

5.4. The Company does not transfer personal data to third parties, except as provided by the legislation of the Russian Federation.

6. Period of processing and storage

6.1. Personal data is processed until the purposes of processing are achieved or until the consent is withdrawn by the personal data subject.

6.2. After achieving the purposes of processing or withdrawal of consent, personal data shall be destroyed or depersonalized within 30 (thirty) calendar days, unless otherwise provided by law.

7. Rights of the personal data subject

7.1. The personal data subject has the right to:

receive information concerning the processing of their personal data;

demand clarification, blocking, or destruction of personal data;

withdraw consent to the processing of personal data;

appeal the Company's actions to the authorized body for the protection of the rights of personal data subjects.

8. Procedure for withdrawing consent

8.1. Consent to the processing of personal data may be withdrawn by sending an application to the Company's email: info@mylitemoney.com.

8.2. After receiving the withdrawal, the Company stops processing personal data, except for cases established by the legislation of the Russian Federation.

9. Final provisions

9.1. The Company has the right to amend this Policy. The new version shall enter into force upon its publication on the Company's website, unless otherwise provided by the new version.

9.2. Issues not regulated by this Policy shall be resolved in accordance with the current legislation of the Russian Federation.